2025
Benefits at a Glance
My Medical Benefits
My Health Savings Account Benefits
My Health Savings Account Benefits
A Health Savings Account (HSA) allows you to set aside pre-tax dollars for current and future health care expenses for you and your dependents, even if they are not covered under your medical health plan. Employees who elect the HSA plan may make a maximum contribution of $4,300 for single coverage and $8,550 for family. If you are over the age of 55, you may make an additional contribution of $1,000.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 30 days of continuous employment.
My Health Reimbursements Account Benefits
My Health Reimbursement Account Benefits
Lane Press also offers a Health Reimbursement Arrangement (HRA) for both medical plans. An HRA is a reimbursement account set up and funded by your employer that helps you pay for qualified medical expenses incurred throughout the plan year. This helps to offset out-of-pocket medical and pharmacy expenses.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 30 days of continuous employment.
My Flexible Spending Account Benefits
Regardless of if you elect medical coverage with MVP, you are offered a Flexible Spending Account (FSA). An FSA allows you to set aside pre-tax dollars to pay for IRS approved medical, dental, vision and over-the-counter expenses for you and your dependents, even if they are not covered under the group medical health plan. In 2025, you may contribute up to $3,300 and $660 in roll over.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 30 days of continuous employment.
HSA Store
The Richards Group has entered into a partnership with Health-E Commerce, also known as the FSA/HSA Store. This gives you access to hundreds of products that have been pre-vetted & approved for use with your Flexible Spending or Health Savings Accounts.
Did you know you could use your FSA/HSA to save money on everyday health essentials like baby health items, health trackers, pain relief products and more?
Here are just a few benefits of using the FSA/HSA Store:
- No Receipts Needed
- 2,500+ FSA Eligible Products
- 100% Eligibility Guaranteed
- Skip the claims process when you use your FSA/HSA card
This partnership also allows access to their Caring Mill products. Caring Mill is a line of premium healthcare products that support a healthy lifestyle and on average is priced 30% less than branded equivalent products.
With every Caring Mill purchase, a donation is made to Children’s Health Fund, providing necessary treatments to thousands of children in need, throughout the United States.
My Dental Benefits
Northeast Delta Dental Videos
Contributions
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 30 days of continuous employment.
Local Dentist Search – Please be aware that you can choose from PPO or PREMIER networks.
Additional Plan Information
Learn how to get the most out of your Delta Dental plan
My Vision Benefits
My Group Life and AD&D Benefits
Life Insurance provides your named beneficiaries with a benefit in the event of your death. Accidental Death and Dismemberment (AD&D) Insurance provides specified benefits to you in the event of a covered accidental bodily injury that directly causes dismemberment (i.e., the loss of a hand, foot, or eye).
Contributions
This is 100% Employer paid.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 90 days of continuous employment.
My Voluntary Life and AD&D Benefits
Voluntary Life
The Lane Press gives employees the opportunity to buy Life Insurance in $10,000 increments up to a max of 5x your annual earnings, or $500,000. An Employee must enroll when they are first eligible to receive up to $140,000 on themselves, $25,000 on their spouse and $10,000 on their children without evidence of insurability. After the initial eligibility period has passed, all amounts of life insurance will have to be approved by Reliance Standard. Spousal and Child coverage can be elected only if employee is enrolled in Voluntary Life. Spousal coverage can be elected in $5,000 increments not to exceed 100% of employee election up to $500,000. Child coverage can be elected at $1,000 (birth to 6 months) and $10,000 (6 months and over).
Voluntary Accidental Death & Dismemberment
The Lane Press gives employees the opportunity to buy AD&D Insurance in $10,000 increments to a maximum of 5x your annual earnings, or $500,000. Spousal and Child coverage can be elected only if employee is enrolled in Voluntary Life. Spousal coverage can be elected in $5,000 increments not to exceed 50% of employee election up to $500,000. Child coverage can be elected at $10,000.
Contributions
This is 100% Employee paid.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 90 days of continuous employment.
My Short Term Disability Benefits
Short-Term is offered to you through Reliance Standard. Disability insurance provides benefits that replace part of your lost income when you become unable to work due to a covered injury or illness.
Contributions
This is 100% Employer paid.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 90 days of continuous employment.
My Long Term Disability Benefits
Long-Term Disability Insurance is offered to you through Reliance Standard. Disability insurance provides benefits that replace part of your lost income when you become unable to work due to a covered injury or illness.
Contributions
This is 100% Employer paid.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 90 days of continuous employment.
My Voluntary Accident Benefits
Voluntary Accident Insurance is offered to you through Reliance Standard. Accident insurance provides benefits to employees who incur medical expenses resulting from an accident.
Contributions
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 90 days of continuous employment.
You do not need to enroll in Lane Press medical insurance to be enrolled in this benefit.
My Voluntary Critical Illness Benefits
Voluntary Critical Illness Insurance is offered to you through Reliance Standard. Critical Illness Insurance pays benefits should a member develop a critical illness.
Contributions
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 90 days of continuous employment.
You do not need to enroll in Lane Press medical insurance to be enrolled in this benefit.
My EAP Benefits
As a Lane Press employee, you and your eligible dependents automatically have access to the Employee Assistance Program (EAP). No enrollment is necessary. It is offered at no charge to the employee and provides a valuable resource for support and information during difficult times, as well as consultation on day-to-day concerns. EAP is an assessment, short term counseling and referral service designed to provide you and your family with assistance in managing everyday concerns. EAP offers confidential clinical help for everyday people with everyday problems.
If something causes you stress or worry call ACI Specialty Benefits, 24 hours a day seven days a week (855) 775-4357 or visit www.rsli.acieap.com. Password is RSLI859.
Specially trained customer service representative and professional EAP counselors are available to confidentially discuss your concerns and ensure that you receive the assistance you deserve.
Confidentiality is the hallmark of the program and is essential to the success of the program and is no different than using any of your other benefits such as medical, dental or vision. Nobody besides the person accessing EAP knows that they’ve gone or why, unless they tell someone.
This is one of the most important things to know about this program, besides the fact that all services are free; the program is strictly confidential and that your privacy is protected by law. With only a few obvious exceptions your confidentiality is protected. Nobody from work or nobody from your family can find out if you’ve accessed any part of the EAP program and no reports are made except aggregate utilization reports that do not identify individuals.
Contributions
This is 100% Employer paid.
Eligibility
All Employees upon date of hire.
My Retirement Benefits
The Lane Press, Inc. offers a 401(k) plan to employees through Ascensus. Ascensus offers a wide selection of investment options to help you plan better for retirement. Basic plan details are listed below and outlined in more detail in the Summary Plan Description. If you have questions about the plan, you can send an email to HelpRetire@therichardsgrp.com to receive assistance from TRG Retirement Plan Consultants. You can also call Ascensus directly at (844) 749-9981 or access your account online at secure.ascensus.com.
Eligibility
All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following/coinciding with 1,000 hours/ 2 years of continuous employment.
Additional Information
SmartConnect - Medicare Resource
The Richards Group has partnered with SmartConnect™, an exclusive, no-cost program created specifically to connect Medicare-eligible working adults to the world of Medicare benefits. Whether an employee plans to continue working or is transitioning to retirement, we tailor solutions designed around their needs. Our agents provide an unfiltered view of the entire range of options and prices available to the employee.
SmartConnect Contact Information
For more information or to get started, please click on the following link:
Additional Information
My Tuition Assistance Benefits
The Richard’s Group tuition assistance program is designed to help employees pay back student loan debt and improve their financial well-being.
Utilizing the relationship with The Richards Group, consultation services provided through GradFin are provided free of charge. GradFin is a new employee benefit program that is revolutionizing the way employees can reduce their student loan debt.
GradFIN will provide:
- One-on-one education consultations with GradFin Consultation Experts to review your current loan status and discuss personalized payoff options to save on your loans.
- GradFin will offer a competitive interest rate reduction when you refinance your loans.
- GradFin will offer the lowest interest rates in the industry through their lending platform which is made up of ten lenders to maximize the chances that you will be approved for a new loan.
For more information or to schedule a one-on-one consultation visit:
Contact Information
Phone: (844) GRADFIN
For more information or to schedule a one-on-one consultation visit: